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What to Consider When Buying an Engagement Ring

Buying an engagement ring is usually an exciting process, but it can be challenging too. But no worries – it will get overall easier with a little preparation and some basic tips for finding the perfect piece.

Defining Your Budget

Marriage and building a new life with someone can be expensive, but by buying an engagement ring you can afford, you can reduce all that financial stress and anxiety. Forget about society’s outdated expectations. Let the focus be your partner and your future together.

Her Personality and Lifestyle

This will be easy – just look at her other jewelry. White gold or yellow gold? Simple or intricate designs? Look at her clothing style too. For example, if floral dresses are her thing, an ornate ring might appeal to her. If her fashion sense is more on the sharp and sleek side, give her a platinum beveled ring. If she leads an active lifestyle, get her a flush or bezel setting where the diamond wouldn’t be sticking out as much.

Diamond Basics

The following are the four C’s of diamonds – Cut, Color, Clarity and Carat – which basically dictate the gem’s quality and beauty:

Cut – This is the first definer of a diamond’s beauty.

Color – Go for a diamond in the G-I range, which is almost colorless. These diamonds are far cheaper than the completely colorless ones in the D-F range, and the naked eye won’t be able to notice the difference.

Clarity – When it comes to what actually makes a difference to the naked eye, clarity is offers the best value.

Carat (Weight) – When you’re done grading a diamond on the first three C’s, get the biggest carat that is affordable to you.

Certainly, you should ask for a lab certification for the diamond, but keep in mind that not all diamond certificates are created equal. The most trusted laboratories are the the GIA and AGS.

Selecting the Right Metal

Platinum, yellow gold, white gold, and rose gold are your four key options when it comes to your setting metal. White gold costs far less than yellow gold (though they look the same) and is also easier to maintain than platinum. When choosing between 14K and 18K gold, remember that their main difference is their alloy composition – 18K has more gold than 14K. More people prefer 14k gold because of its lower cost, although it’s just as beautiful as 18K gold, and also because it’s more durable (gold by itself is too soft).

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